Your renovation, our expertise

SoFi & Sweeten* can help make your home improvement dreams a reality.

SoFi offers no-fee, low interest home improvement loans ranging from $5K to $100K.

View my rate
White kitchen cabinets with concrete peninsula and farmhouse sink after renovation
Home renovated with Sweeten

How it works

View your rate

Find the rate you qualify for in 2 minutes with no commitment or impact to your credit score.1

Select your loan & apply

Choose the personal loan that works for you and complete your application.

Receive your funds

Sign your documents and funds are wired to your account.

*Sweeten receives compensation from SoFi on a per-funded loan basis.

1 To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi’s underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Loans originated by SoFi Lending Corp. or an affiliate (dba SoFi) are subject to state restrictions and may not be available in all states, such as MS; see for details and state restrictions. Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements and interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a SoFi loan. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans funded in 2020 was around $32k. Information current as of 9/2/2021. Loans originated by SoFi Lending Corp. or an affiliate, licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. NMLS #1121636 (

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